Financial Considerations to Understand as a Student

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If you’re a new college student you may not yet have money problems or issues—but most college students soon do. It doesn’t matter whether you’re a “traditional” college student enrolled in college just after high school or a “nontraditional” student returning to school.
Younger students are likely to confront money issues for several reasons:
  • If you are living away from home for the first time, you may have less experience setting and sticking to a budget and handling money in general.
  • Because you need more time for studying and other aspects of college life, you may have less time to work and make money.
  • Even if you receive financial support from your family, your funds are not unlimited, and you’ll need to learn to live within a budget
Almost everyone eventually has money issues at college, and they can impact your academic success. Money problems are stressful and can keep you from concentrating on your studies. Spending too much may lead you to work more hours than you might otherwise, giving you less time to study. Or you might take fewer classes and thus spend more years in college than needed. Worse yet, money problems cause many students to drop out of college entirely. But it doesn’t have to be this hard. 

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